How do I apply for HVAC financing?

You can apply online in a few minutes using our secure application. Click Apply Now, complete the short form, and receive a fast decision so your comfort project can move forward.

Financing

Comfort now,
pay over time.

Q: Does Kenyon & Sons offer financing for HVAC systems?

Yes. Kenyon & Sons offers flexible financing on new AC, furnace, and heat pump installations for Sacramento-area homeowners, with comfortable monthly payments and a quick online application.

Q: What can I finance?

Financing can be used for new system installations and replacements, including air conditioners, furnaces, heat pumps, mini-splits, and indoor air quality equipment.

A new system shouldn't have to wait. With flexible HVAC financing, you can get the comfort your family needs today and spread the cost into easy monthly payments that fit your budget.

Apply Now Questions? Call us

Quick online application, fast decisions

Financing provided through our partner, Service Finance Company, LLC. On approved credit; subject to credit approval. Rates and terms vary by creditworthiness and are set by the lender.

Why finance with us

Big comfort, small payments.

Affordable monthly payments

Turn a large upfront cost into a comfortable, predictable monthly payment that works with your budget.

Fast, easy application

Apply online in just a few minutes through our secure partner and get a quick decision, no paperwork hassle.

Don't delay repairs

Handle an unexpected breakdown or upgrade to an efficient system right away, instead of waiting and risking more.

How it works

Approved in three easy steps.

Apply online

Click Apply Now and complete the short, secure application from any device in minutes.

Get your decision

Receive a fast decision so you know exactly what your payment options look like.

Enjoy your comfort

We schedule your install or repair, and you settle in with easy monthly payments.

Ready when you are

Start your application today.

It only takes a few minutes. Apply online and take the first step toward a more comfortable, efficient home.

Apply Now Get a free quote

Good to know

Financing questions, answered.

Does Kenyon & Sons offer financing?

Yes. We offer flexible financing on new AC, furnace, and heat pump installations for Sacramento-area homeowners, with comfortable monthly payments and a quick online application.

How do I apply?

Click Apply Now, complete the short secure form, and receive a fast decision so your comfort project can move forward.

What can I finance?

Financing can be used for new installations and replacements, including air conditioners, furnaces, heat pumps, mini-splits, and indoor air quality equipment.

Who is the lender?

Financing is provided through our financing partner, Service Finance Company, LLC. Kenyon & Sons is not the lender and does not make credit decisions. All applications are subject to credit approval, and rates and terms vary by creditworthiness and are set by the lender.

Who do I talk to with questions?

Call us anytime at (916) 338-5757 and a Kenyon & Sons team member will walk you through your options.

Financing disclosure: Financing is offered on approved credit (OAC) through Kenyon & Sons' financing partner, Service Finance Company, LLC. All financing is subject to credit approval. Kenyon & Sons, Inc. is not a lender, broker, or financial institution and does not make credit decisions or set financing terms. Rates, terms, and monthly payments vary by creditworthiness and are determined solely by the lender. Approval, available terms, and final terms are subject to the lender's underwriting and the terms of your financing agreement. Not all applicants will qualify.